“Our dreams are important, but play within your means, play as a group and always put it on paper,” Wallace, says. So, if you’re resolved to part with your spare change, you’ll want to spend it wisely. Chances are you won’t win but spending no more than $5 a week is unlikely to blow your budget and a winning ticket could really improve your quality of life. Now we’re not saying don’t play the lottery. “It gives people a false sense of what the real story is.” There are actually more than 85 million possible combinations with Lotto Max but they divide that number by three to arrive at 28.6 million since you are given three lines to play. Ric Wallace, a self-proclaimed “luckologist” and repeat lotto winner, says the national lotteries are even worse when you scratch the surface. National lotteries also draw more players meaning winners often end up splitting the prize money several ways. Your chances of winning are slim-roughly 1 in 14 million for Lotto 6/49 and 1 in 28.6 million for Lotto Max. Don’t be fooled by the multi-million jackpots advertised by the two big national lotteries.